Josh Dowlut is an Alumni member of Camp Fire USA Potomac Area Council-Now Patuxent Area Council. He's 26, and he already has his own mortgage company: Federal Fidelity Mortgage, with its office in Baltimore , and its web site at federalfidelity.com.

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I asked Josh to write a few words about how he thinks Camp Fire prepared him for life. His response: the most positive thing I took from Camp Fire was the simple principle of leaving things better than you found them. This general concept can be applied to so many different things in every day life. Cleaning your own table at McDonalds, and picking up the trash around your section of the neighborhood are the obvious ones. Not so obvious is a conscious effort to contribute to society, instead of siphoning off of it. The volunteer work which is the foundation of Camp Fire is a great example of this. It's making a difference in your community.
I worked for a company that did not care about improving itself, or the lives of its clients. They definitely had the siphon mentality. My desire to make things better was a big factor that led me to found Federal Fidelity.
It is always great to see the young people we touch become the Caring Confident adults and leaders that Camp Fire works to hard to develop. Josh is a great tribute to that legacy. By the way, If you need a mortgage company or know anyone who does and you use Josh's company and mention Camp Fire USA, Josh told me in an email that he would donate 10% of the proceeds of the settlement to our programs.

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